escrow, el paso escrow, escrow service, note payment collection, principal payment distribution, interest payment distribution, taxes payment distribution, insurance payment distribution, tax escrow maintenance, insurance escrow maintenance, payments to third parties, amortization schedules preparation, demand letter preparation, inventory and commissions management, debt collections, foreclosures, evictions

Mills Escrow About Us


Mills Escrow Company is a locally owned Texas corporation which services all areas of the Southern United States. Formed in 1996, we have continuously grown to become one of the most respected escrow companies in Texas and New Mexico and are known for providing a full range of real estate escrow services in a fast, efficient, and affordable manner.

Mills Escrow Company provides a full servicing center, responding to the various individual needs of the financial industry. We have established an outstanding reputation and high degree of trust in our ability to manage and service all types of loans. Our services include maintenance of tax and insurance escrows, inventory and commissions management, debt collections, foreclosures, evictions, and related services.

Mills Escrow has in place the necessary skills and expertise to provide sound methods, including the knowledge and latest technology, for both investors and their borrowers. Mills Escrow is committed to creating a partnership with you.

For your convenience, our office is open from 8:30 to 5:30 Monday through Friday. If you wish to make a payment at our office, please be advised that any payments received after 3:00 pm are posted for the next business day.

The staff at Mills Escrow is dedicated to providing both our established clientele and our newest clients with superior service. We strive to provide timely, detailed, and accurate information tailored to each of our clients. While all members of our staff are cross-trained and can help you with your general account needs, each employee has their own area of expertise.

Joyceline (Joye) Mills, President

With over 25 years in the real estate investments industry, Joye has amassed vast knowledge of the business.  She has been a resident of El Paso for twenty years and understands the El Paso housing market.  She has been a licensed real estate agent since 1997 and is a member of the Texas and National Associations of Realtors.

As President of the company, Ms. Mills maintains overall responsibility for the company, including administration, accounting, day-to-day operations and business development activities. Joye has more than twenty-five years in the portfolio management industry and over fifteen years in the loan servicing industry.

Contact Joye at

Lucy Deschuytter, Loan Servicing

Ms. Deschuytter has been with the firm since 2005 and is responsible for several areas of loan servicing including new loan set up, payment processing, property tax trust/escrow disbursements and customer service. Lucy holds a Bachelor of Arts degree in History from California Polytechnic State University, San Luis Obispo, California and a Master of Business Administration degree from Saint Leo University, Florida.

Contact Lucy at

Jennifer Harris
Ms. Harris has been with the firm since 2008 and is responsible for the default follow-up for the firm and file archives. Jennifer comes to us with ten years of customer service experience and she facilitates constant communications and service details with our unique clientele.

Contact Jennifer at